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Faq’s

Faq's

Frequently Asked Questions

Categories

Wide range of topics to address common queries.

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  • 01How do I open a new account?

    You can open an account online in minutes. Simply click 'Open Account', complete the registration form, verify your identity with a valid ID, and your account will be activated within 24 hours.

  • 02What documents do I need to open an account?

    You will need a valid government-issued photo ID (passport, driving licence, or national ID card), proof of address dated within the last 3 months (utility bill or bank statement), and your tax identification number.

  • 03How can I check my account balance?

    You can check your balance through our mobile app, online banking portal, by calling our 24/7 automated phone service, or at any of our ATMs and branches.

  • 04Is online banking secure?

    Yes. We use 256-bit SSL encryption, two-factor authentication (2FA), real-time fraud monitoring, and biometric login options. All sessions are automatically timed out after a period of inactivity to protect your account.

  • 05How do I reset my online banking password?

    Click 'Forgot Password' on the login page, enter your registered email or phone number, and follow the verification steps. You will receive a secure link to create a new password.

  • 06How do I apply for a credit card?

    You can apply for a credit card through your online banking dashboard or by visiting any branch. Applications are typically processed within 2-3 business days, and your card will be delivered to your registered address.

  • 07What should I do if my card is lost or stolen?

    Immediately block your card through the mobile app or online banking portal. You can also call our 24/7 helpline. A replacement card will be issued and delivered within 5-7 business days.

  • 08What is the daily ATM withdrawal limit?

    The standard daily ATM withdrawal limit is determined by your account type. You can view and adjust your limits through the mobile app or online banking portal, or contact customer support for assistance.

  • 09How do I apply for a loan?

    Visit our Loans page, choose your loan type, and fill out the application form. You can also apply through your online banking dashboard. Our team will review your application and respond within 48 hours.

  • 10What interest rates do you offer on loans?

    Our loan interest rates are competitive and vary based on the loan type, amount, tenure, and your credit profile. Visit our Loans page for current rates or use our loan calculator to estimate your repayments.

  • 11How long do international transfers take?

    International transfers typically take 1-3 business days depending on the destination country and currency. SEPA transfers within Europe are usually completed within the same day.

  • 12Are there fees for domestic transfers?

    Domestic transfers between accounts at our bank are free. Standard domestic transfers to other banks are processed at minimal fees, which vary by account type. Premium account holders enjoy unlimited free transfers.

  • 13How do I enable two-factor authentication?

    Log in to your account, navigate to Security Settings, and select 'Enable 2FA'. You can choose between SMS verification, email verification, or an authenticator app for added security.

  • 14What should I do if I suspect unauthorised activity?

    Immediately freeze your account through the mobile app or online banking, then contact our fraud team. We monitor transactions 24/7 and will work with you to investigate and resolve any unauthorised activity.